At Hayes Financial Planning Limited, we believe having the right protection in place for the benefit of your loved ones underpins all good financial planning.
We are proud to work with our client to provide honest and comprehensive advice in regards to their protection options and priorities.
We are pleased to be working with companies, such as ‘Daisy First Aid Limited’ to provide advice to their staff to help get the correct, and affordable, plans in place.
What can I protect?
Where will the money go?
Having the plans written under the right kind of trust is imperative and is often overlooked. This is a legal document that allows you to nominate both Trustee’s and Beneficiaries so you can be confident that the right people receive the money. Trusts also allows the ring fencing of the funds outside of the estate.
Putting the relevant Trusts in place is a service by Hayes Financial Planning.
Are the options flexible?
The plans we advise upon are always based on current circumstances and any immediate changes coming. Life however will change your goals and needs – any protection in place should have the option available to increase or decrease benefits in the event of certain changes.
Our Service To You
For all of our clients, we offer a focused ‘Protection Review’ to enable you to:
Trusts are not regulated by the Financial Conduct Authority.
To arrange your no obligation meeting with one of our team please provide your contact details here.
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We’re here to ensure that, when it comes to protecting your estate, you’ll get all the help, advice and support you need.
Let us help you put everything in place to ensure that your Will and a Lasting Power of Attorney are in order. These are crucial elements of any effective form of financial planning, and sound advice is a must.
The future can be uncertain, but we will help ensure you’re as prepared as possible. we provide advice and services covering all forms of life insurance, critical illness cover and disability insurance.
St. James's Placeprovide an extensive range of services and solutions for trustees. In all cases, matters are personally discussed in detail and placed on record.
When it comes to planning for later life, there is so much to consider. We can assist with Inheritance Tax planning, making Gifts, and securing an income for your long-term health care.
There are a number of steps you can take to mitigate Inheritance Tax. We will take the time to understand your own specific circumstances and work closely with leading law firms to ensure you are fully protected.
It’s vital to understand how making a gift of money or assets can help to create a valuable exemption from Inheritance Tax. We will assess your circumstances and help maximise your gifting allowances.
If you would like to speak to us about a particular issue or wish to find out more about the services we offer, please get in touch.